Share Draft Account Fees  
 NSF Fee ($1,999.99 and less) $30.00
 ACH NSF Fee $30.00
 Stop Payment Fee $15.00 (per request)
 Draft Copy Fee $2.00
 Account Reconciliation Fee $10.00 (per hour)
 Share Draft Printing Fee varies upon style
 Dormant Fee $10.00
 Check Copy Fee $2.00

 Debit Card (MasterMoney) Fee  
 ATM Withdrawals (Non-Credit Union Members) $2.00 (per w/d)
 NSF Fee (Non-sufficient Funds) $30.00
 O/D Protection Transfer (Excess of 5 per month) $5.00 (per transfer)
 Annual Card Fee N/A
 Replacement Card Fee $5.00 (per card)
 PIN Change Request Fee $1.00 (per request)

 Pre-authorized EFT Fees  
 NSF Fee (Non-sufficient Funds) $30.00

 Other Service Fees (applicable to all accounts)  
 Money Order Fee $1.00
 Money Order Stop Payment Fee $15.00
 Statement Copy Fee $1.00 (per page)
 Returned Deposit Item Fee $10.00 (per item)
 Wire Transfer Fee $20.00 (domestic)
  $45.00 (foreign)

 MasterCard (GOLD) Fees  
 Late Payment Fee (if more than 10 days late) $20.00
 Over-the-Credit Limit Fee $20.00
 PIN Change Request Fee $1.00 (per request)

 MasterCard (CLASSIC) Fees  
 Late Payment Fee (if more than 10 days late) $20.00
 Over-the-Credit Limit Fee $20.00
 PIN Change Request Fee $1.00 (per request)

*Effective date for fees if November 7, 2007.